Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Looking to buy a home in Chennai? Turn your dream into reality with a home loan designed for your needs. Get attractive interest rates, flexible tenures, and a smooth application process with Sammaan Capital.
* The final rate of Interest will depend upon Profile, Loan amount, tenure, property type and other risk parameters.
Sammaan At Our Core And Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.
WE’VE HELPED OVER
1.4 Million+ users
with their Home Loan requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
₹0.70 Trillion
Balance Sheet Size
25+ Years
Housing Finance Expertise
Visit your nearest Sammaan Capital branch in Chennai for personalized assistance with your home loan application.
Benefits of Investing
Plan your finances with fixed instalments.
Affordability
Chennai offers cost-effective real estate options compared to other major cities.
Steady Appreciation
Property investments in Chennai have shown consistent value appreciation over time.
Diverse Choices
The market provides various property options, from apartments to independent houses.
Economic Hub
Chennai's growth in IT, manufacturing, and healthcare sectors contributes to a stable real estate market.
Infrastructure Boost
Ongoing developments like metro expansions enhance connectivity and property value.
Strategic Location
Situated on the east coast with excellent connectivity, Chennai is a strategic investment location.
Chennai offers cost-effective real estate options compared to other major cities.
Property investments in Chennai have shown consistent value appreciation over time.
The market provides various property options, from apartments to independent houses.
Chennai's growth in IT, manufacturing, and healthcare sectors contributes to a stable real estate market.
Ongoing developments like metro expansions enhance connectivity and property value.
Situated on the east coast with excellent connectivity, Chennai is a strategic investment location.
Attractive Interest Rates
Get competitive home loan interest rates designed to keep your EMIs affordable.
Higher Loan Eligibility
Maximize your borrowing capacity based on your income and financial profile.
Quick Processing
Enjoy a streamlined application and approval process for faster loan disbursal.
Instant Sanction
Get quick approvals subject to eligibility and documentation.
Sammaan Capital offers competitive and transparent home loan interest rates in Chennai, helping you plan your finances effectively.
8.75%*
Home Loan ranging from
* The final rate of Interest will depend upon the Income profile, Loan amount, Tenure, Credit score and Property type.
Fixed Interest Rate
Remain constant for the entire loan tenure
Floating Interest Rate
Follow market rates, causing EMI changes.
To apply for a home loan in Chennai, you need to submit basic documents for identity, income, and property verification.
For all applicants
For Salaried
For Self-employed Professional
For Self-employed Non-professional
For Merchant Navy / NRI
Other Related Documents
Visit your nearest Sammaan Capital branch in Chennai and get expert assistance from our relationship managers.
Sammaan Capital maintains a transparent fee structure for home loans in Chennai, ensuring clarity at every stage.
Processing Fees
0.50% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 3000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 500/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Home Loan - 25% onwards of the difference between the existing and revised rate
Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.
Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.
Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.
Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle
Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Simple guides and expert insights to help you understand loans and make better financial decisions
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Commercial loan is a secured, debt-based loan agreement for lending money
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Loan disbursement is one of the most crucial stages of the credit lifecycle
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
Get Personalised Home Loan Guidance
Transparent guidance
Fast eligibility check
Support at every step
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