Investor Relations
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5 Step Guide To Ease The Home Loan ProcessFollow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
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Rules for Loan Against Property: Eligibility & TipsRead the latest insights from Sammaan Capital.
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5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
About Us
All you need to know
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5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Products
All you need to know
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5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Calculators
All you need to know
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5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Home Loan Interest Rates
Get Home Loan interest rates starting from 8.75% p.a. with flexible repayment options and transparent terms designed around your needs.
* The final rate of Interest will depend upon Profile, Loan amount, tenure, property type and other risk parameters.
Types of Home Loan Interest Rates
Understand how different interest rate options impact your EMI and overall repayment so you can choose what works best for your financial goals.
Benefits
- Predictable EMIs that remain unaffected by market changes
- Helps in better financial planning and budgeting
Setbacks
- Does not benefit from falling market interest rates
- Typically higher than floating rates
Benefits
- Generally lower than fixed rates
- Potential savings when market rates decrease
Setbacks
- EMIs may increase if interest rates rise
- Less predictability in long-term planning
Why Choose Sammaan Capital
Sammaan at Our Core and Actions
Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.
WE’VE HELPED OVER
1.4 Million+ users
with their Home Loan requirements
Leading Mortgage-focused
NBFCs in India
200+
Offices Across India
₹0.70 Trillion
Balance Sheet Size
25 Years+
Housing finance expertise
Factors That Affect Your Home Loan Interest Rate and EMI
A Quick Glance at Our Loan Calculators
Smart Ways to Manage and Repay Your Home Loan Faster
Simple strategies can help you reduce your interest burden and close your loan sooner while maintaining financial stability.
Higher Down Payment: Making a higher initial contribution reduces your loan amount, which lowers both your EMI and total interest payable over time.
Increase Your EMI: Paying a slightly higher EMI than required can significantly reduce your loan tenure and overall interest cost.
Shorten Loan Tenure: Choosing a shorter tenure increases your EMI but helps you save on long-term interest.
Consider Balance Transfer: Transferring your loan to a lender offering better terms may help reduce your EMI or interest burden, subject to applicable conditions.
Explore Our Products
Home Loan
Quick approvals and hassle-free documentation. Apply online for up to 90% of your property's value with rates starting at 8.75%*.
Loan Against Property
Unlock your property's potential for your business growth. Enjoy high eligibility, speedy processing, and minimal documentation.
Home Renovation Loan
Upgrade your home with easy financing. Flexible repayment tenure of up to 30 years to cover materials, labour, and remodeling.
Real Stories From Real Home Loan Customers
Minimal paperwork, maximum trust
Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.
Prakash,
42 Years Old
Aurangabad
Quick approvals for the home you deserve
Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.
Saurabh,
34 Years Old
Bangalore
Trust that fuels business growth
Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.
Komal,
42 Years Old
Delhi
A home, built on trust and support
Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle
Davinder,
42 Years Old
Aurangabad
Turning your own land into a happy home
Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.
Radhakrishna,
49 Years Old
Visakhapatnam
Frequently Asked Questions
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Understand Loan. Choose Better.
Simple guides and expert insights to help you understand loans and make better financial decisions
08 min
11 April 2024
Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.
14 min
11 April 2024
Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?
10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
20 min
11 April 2024
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
08 min
25 February 2026
Commercial loan is a secured, debt-based loan agreement for lending money
10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
20 min
11 April 2024
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
12 min
11 April 2024
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
12 mins
21 February 2026
Loan disbursement is one of the most crucial stages of the credit lifecycle
Looking For A home loan?
Looking for personalized help with your home loan? Stop by your nearest Sammaan branch where our relationship managers are ready to assist you with your application.
A-34, 2nd & 3rd Floor, Lajpat Nagar - II, New Delhi - 110024
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