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Inside Sammaan Capital

Sammaan Capital Limited ('SCL') formerly known as Indiabulls Housing Finance Limited (IBHFL) is mortgage-focused non-banking financial company (NBFC). The company is regulated by the Reserve Bank of India (RBI), and is ‘AA’ rated by leading rating agencies CRISIL and ICRA. The company has a balance sheet size of ₹ 0.73 trillion as on 31 March, 2024 and serviced more than 1.5 million happy customers. The company has strong nationwide presence of over 200 branches which offers quick, convenient and competitively priced home loans in the affordable housing segment. Additionally, the company also offers loans to MSMEs/small business for working capital. At Sammaan, we're more than a Non-Banking Financial institution; we're a community where every story is valued, and every dream finds support.
Sammaan Capital Limited ('SCL') formerly known as Indiabulls Housing Finance Limited (IBHFL) is mortgage-focused non-banking financial compa...
Inspired-by-change

Inspired by Change

Our inspiration stems from our deep-rooted values, our customer's trust, and the journey of growth and innovation. Embracing our rich legacy, Sammaan Capital is dedicated to building a more inclusive financial future, where every individual is empowered with accessible and reliable financial services. Our brand symbolizes a blend of tradition and forward-thinking, ensuring that each decision and service is infused with the respect and excellence our customers deserve.
Our inspiration stems from our deep-rooted values, our customer's trust, and the journey of growth and innovation. Embracing our rich legac...

Our Mission & Vision

Mission

To be a reliable and trustworthy financial institution, known for expertise and unwavering integrity. Rooted in these values, we pledge to provide not just loans but a sense of security and respect at every step of the lending journey. Through our committed standards and efficient processes, we aim at prioritizing customer convenience and satisfaction.

Vision

To be known as the most preferred choice for financial services, excelling in customer care, enhancing stakeholder value, and maintaining a culture of respect internally and externally.

The Pillars of Sammaan

At Sammaan Capital, our core values guide our actions and drive our growth. They reflect our commitment to service excellence and ethical practices, setting us apart.
Core Value - Customer First

Customer First

Prioritizing customer satisfaction, we're committed to understanding and fulfilling your unique financial needs.
Core Value - Integrity

Integrity

Upholding the highest standards of honesty and ethical practices in every interaction and decision.
Core Value - Transparency

Transparency

Ensuring clarity and openness in all our services, empowering customers with honest, clear information.
Core Value - Professionalism

Professionalism

Dedicated to excellence, our team combines expertise with efficiency to deliver top-tier financial services.
Core Value - Customer First

Customer First

Prioritizing customer satisfaction, we're committed to understanding and fulfilling your unique financial needs.
Core Value - Integrity

Integrity

Upholding the highest standards of honesty and ethical practices in every interaction and decision.
Core Value - Transparency

Transparency

Ensuring clarity and openness in all our services, empowering customers with honest, clear information.
Core Value - Professionalism

Professionalism

Dedicated to excellence, our team combines expertise with efficiency to deliver top-tier financial services.
Core Value - Customer First

Customer First

Prioritizing customer satisfaction, we're committed to understanding and fulfilling your unique financial needs.
Core Value - Integrity

Integrity

Upholding the highest standards of honesty and ethical practices in every interaction and decision.
Core Value - Transparency

Transparency

Ensuring clarity and openness in all our services, empowering customers with honest, clear information.
Core Value - Professionalism

Professionalism

Dedicated to excellence, our team combines expertise with efficiency to deliver top-tier financial services.

Our Impact in Figures

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1.4 Million+

Happy Customers
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200+

Offices Across India
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0.73 Trillion

Balance Sheet Size
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One of the Largest

Mortgage-focused NBFC

A Walk Through Time

2000 . February

Summary of event

A new era begins with the establishment of Indiabulls
2004 . July

Summary of event

Indiabulls Financial Services becomes a publicly-listed powerhouse through a successful IPO
2013 . February

Summary of event

Indiabulls Financial Services and its subsidiary, Indiabulls Housing Finance, merge to create the group's flagship enterprise
2017 . May

Summary of event

Indiabulls Housing Finance ascends to become the second-largest housing finance company in India, setting new benchmarks
2024 . July

Summary of event

Indiabulls Housing Finance Limited evolves into Sammaan Capital Limited, marking a bold new direction for the future

The Minds Behind Sammaan

Mr. Subhash Sheoratan Mundra

Mr. Subhash Sheoratan Mundra

[ex-Deputy Governor, the Reserve Bank of India] Non-Executive [Independent] Chairman
Mr. Mundra is a seasoned banker, with a distinguished career spanning over four decades, during which he held various high-level positions, including Chairman and Managing Director of Bank of Baroda, Executive Director of Union Bank of India, Chief Executive of Bank of Baroda [European Operations] among others, culminating as the Deputy Governor of the Reserve Bank of India, from where he finally demitted his office in July 2017. Mr. Mundra has expertise in banking, supervision, management and administrative matters. During his illustrious career, spanning over forty years with various banks, he held several positions across functions and locations, both in India and abroad, and has handled diverse portfolios, like core central banking, commercial banking - wholesale and retail, banking regulation and supervision, financial markets, treasury management, planning, economic research, investment banking, risk management and international banking.
Mr. Subhash Sheoratan Mundra
Mr. Mundra is a seasoned banker, with a distinguished career spanning over four decades, during which he held various high-level positions, including Chairman and Managing Director of Bank of Baroda, Executive Director of Union Bank of India, Chief Executive of Bank of Baroda [European Operations] among others, culminating as the Deputy Governor of the Reserve Bank of India, from where he finally demitted his office in July 2017. Mr. Mundra has expertise in banking, supervision, management and administrative matters. During his illustrious career, spanning over forty years with various banks, he held several positions across functions and locations, both in India and abroad, and has handled diverse portfolios, like core central banking, commercial banking - wholesale and retail, banking regulation and supervision, financial markets, treasury management, planning, economic research, investment banking, risk management and international banking.
Mr. Achuthan Siddharth

Mr. Achuthan Siddharth

[ex-Partner, Deloitte, Haskins & Sells]Independent Director. Chairman of Audit Committee
Mr. Siddharth is a Commerce and Law graduate from Mumbai University, a fellow member of the Institute of Chartered Accountants of India, and an associate member of the Institute of Company Secretaries of India. He was associated with Deloitte, Haskins & Sells for over 4 decades and served as a Partner for 33 years. He has vast and varied experience in the field of Audit of domestic as well as multinational companies in sectors such as Manufacturing, Hospitality, Technology and Non-Banking Financial Services. Mr. Siddharth is also on the Board of Reliance Industrial Infrastructure Limited.
Mr. Achuthan Siddharth
Mr. Siddharth is a Commerce and Law graduate from Mumbai University, a fellow member of the Institute of Chartered Accountants of India, and an associate member of the Institute of Company Secretaries of India. He was associated with Deloitte, Haskins & Sells for over 4 decades and served as a Partner for 33 years. He has vast and varied experience in the field of Audit of domestic as well as multinational companies in sectors such as Manufacturing, Hospitality, Technology and Non-Banking Financial Services. Mr. Siddharth is also on the Board of Reliance Industrial Infrastructure Limited.
Mr. Satish Chand Mathur, IPS

Mr. Satish Chand Mathur, IPS

[ex-Director General of Police, Maharashtra] Independent Director
Mr. Mathur is a retired officer of the Indian Police Service [IPS] and is an ex-Director General of Police, Maharashtra. During his illustrious career spanning nearly 37 years, he held various sensitive and challenging assignments such as Commissioner of Police, Pune, and Director General of Anti-Corruption Bureau, Maharashtra culminating at the helm of an over 2.25 lakh force of Maharashtra Police. He also served in the Central Bureau of Investigation from 1996 to 2003.
Mr. Satish Chand Mathur, IPS
Mr. Mathur is a retired officer of the Indian Police Service [IPS] and is an ex-Director General of Police, Maharashtra. During his illustrious career spanning nearly 37 years, he held various sensitive and challenging assignments such as Commissioner of Police, Pune, and Director General of Anti-Corruption Bureau, Maharashtra culminating at the helm of an over 2.25 lakh force of Maharashtra Police. He also served in the Central Bureau of Investigation from 1996 to 2003.
Mr. Dinabandhu Mohapatra

Mr. Dinabandhu Mohapatra

[ex-MD & CEO, Bank of India]Independent Director
Mr. Mohapatra is a former MD & CEO, Bank of India and is a seasoned banker. He had a distinguished career spanning over three decades, during which he held various high level positions, including Executive Director of Canara Bank and Chief Executive Officer of Hong Kong and Singapore Centres of Bank of India. Mr. Mohapatra has vast knowledge and multi - dimensional banking experience including Treasury Operations, International Banking, Priority Sector Lending, Corporate Lending, Marketing, Recovery, Human Resources.
Mr. Dinabandhu Mohapatra
Mr. Mohapatra is a former MD & CEO, Bank of India and is a seasoned banker. He had a distinguished career spanning over three decades, during which he held various high level positions, including Executive Director of Canara Bank and Chief Executive Officer of Hong Kong and Singapore Centres of Bank of India. Mr. Mohapatra has vast knowledge and multi - dimensional banking experience including Treasury Operations, International Banking, Priority Sector Lending, Corporate Lending, Marketing, Recovery, Human Resources.
View all Board Of Directors

Moments We Cherish

Best Social Media Brand in the BFSI sector (Financial Services)
At the SAMMIE 2018
31 Jul
Awards for Annual Report, Brand Film and Table Calendar 2017-18
At the 8th Annual Corporate Collateral Awards 2018 by PRCI
10 Mar
Award for ‘Gold Level – Arogya World Healthy Workplace’
At the ‘Arogya World Healthy Workplace Conference & Awards’
01 Nov
SKOCH Order-of-Merit Award (Housing Finance)
At the 48th SKOCH Summit 2017
19 Jan
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