Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Unlock the value of your property with stable income-backed eligibility, competitive interest rates, and flexible repayment options.
A Loan Against Property for salaried individuals is designed to help you access high-value funds while leveraging your stable income profile. Whether you need funds for personal commitments, investments, or financial planning, this loan offers a cost-effective solution backed by your property.
With predictable income and structured repayment capacity, salaried borrowers can benefit from attractive interest rates, higher eligibility, and simplified approvals. Longer tenures ensure manageable EMIs, making it easier to balance your financial responsibilities without stress.
This loan enables you to unlock liquidity without selling your property, ensuring both financial flexibility and long-term asset ownership.
Higher Loan Eligibility
Stable income improves eligibility and allows access to larger loan amounts.
Competitive Interest Rates
Lower interest rates compared to unsecured loans reduce overall borrowing cost.
Flexible Repayment Options
Choose tenure and EMI structure that fits your monthly income.
Faster Approvals
Simplified income verification leads to quicker loan processing.
Sammaan at Our Core and Actions At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.
WE'VE HELPED OVER
1.4+ Million users
with their Loan Against Property requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
10k+
Approved Projects
25+ Years
Housing Finance Expertise
Sammaan Capital maintains a transparent fee structure for Loan Against Property for Salaried Individuals, ensuring clarity at every stage.
Processing Fees
1.25% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 5000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 750/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Loan Against Property- 50% onwards of the difference between the existing and revised rate
Loans, eligibility, EMIs, documents, process, and support—explained simply.
New Home Loan
Quick disbursements with assisted application. Begin your dream home ownership with us
Home Loan for Renovation
Get a financial aid for giving your dream home the care it deserves
Simple guides and expert insights to help you understand loans and make better financial decisions
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Commercial loan is a secured, debt-based loan agreement for lending money
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Loan disbursement is one of the most crucial stages of the credit lifecycle
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
Get Personalised Loan Against Property Guidance
Transparent guidance
Fast eligibility check
Support at every step
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