Investor Relations
-
5 Step Guide To Ease The Home Loan ProcessFollow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & TipsRead the latest insights from Sammaan Capital.
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
About Us
All you need to know
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Products
All you need to know
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Calculators
All you need to know
-
5 Step Guide To Ease The Home Loan Process
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
-
Rules for Loan Against Property: Eligibility & Tips
Read the latest insights from Sammaan Capital.
Home Loan Eligibility Calculator
How to Use Sammaan Capital’s Home Loan Eligibility Calculator?
Enter a few details to estimate your home loan eligibility instantly
1
Enter Monthly Income
Input your total monthly income from all sources.
Income is the key factor in determining your loan eligibility.
2
Select Loan Tenure
Choose the loan duration in years.
Longer tenure may increase eligibility but also total interest.
3
Enter Interest Rate
Input the applicable home loan interest rate.
This affects your EMI and borrowing capacity.
4
View Your Loan Eligibility Instantly
Enter your current monthly EMI obligations.
Higher EMIs reduce your eligible loan amount.
5
View Your Eligibility
Get an estimate of the maximum loan amount you can avail.
Plan your home purchase with better financial clarity.
Unlock New Possibilities
Embarking on the journey to owning your dream home begins with understanding what's possible. Crafted with care, our Eligibility Calculator is designed to give you a clear starting point for your home loan planning. By providing just a few key details about your financial details, our calculator offers a glimpse into the loan amount you're eligible for, laying the groundwork for your home journey.
Understanding Home Loan EMI
Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer.
It an easy to use calculator and acts as a financial planning tool for a home buyer.
Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan.
How is EMI on Loan Calculated?
Formula for EMI Calculation is -
P × R × (1+R)N / [(1+R)N - 1]
P = Principal loan amount
N = Loan tenure in months
R= Annual Rate of interest/12/100
N = Loan tenure in months
R= Annual Rate of interest/12/100
For example, If a person avails a loan of ₹10,00,000 at an annual interest rate of 7.2% for a tenure of 120 months (10 years), then his EMI will be calculated as under:
EMI:
₹10,00,000 × 0.006 × (1 + 0.006)120 / ((1 + 0.006)120 - 1)
= ₹11,714
Frequently Asked Questions
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Explore Other Calculators
EMI Calculator
Find your Home Loan EMI amount with our easy-to-use EMI calculator based on your loan amount, interest, and tenure you plan to take.
Calculate
Tax Benefits
This easy-to-use home loan tax benefit calculator allows you to estimate the potential tax savings you could enjoy on your home loan.
Calculate
Stamp Duty Calculator
This calculator helps to estimate the amount of stamp duty that needs to be paid on property purchases, share transfers, or other legal documents.
Calculate
APR Calculator
The Annual Percentage Rate (APR) is the yearly rate of interest that one must pay on a loan or that they receive on a deposit account.
CalculateWhy Choose Sammaan Capital
Sammaan At Our Core And Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.
WE’VE HELPED OVER
1.4 Million+ users
with their Home Loan requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
₹0.70 Trillion
Balance Sheet Size
25+ Years
Housing Finance Expertise
Find The Right Loan for You
Understand Loan. Choose Better.
Simple guides and expert insights to help you understand loans and make better financial decisions
08 min
11 April 2024
Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.
14 min
11 April 2024
Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?
10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
20 min
11 April 2024
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
08 min
25 February 2026
Commercial loan is a secured, debt-based loan agreement for lending money
10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
20 min
11 April 2024
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
12 min
11 April 2024
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
12 mins
21 February 2026
Loan disbursement is one of the most crucial stages of the credit lifecycle
Talk to Our Advisor
Talk to Our Advisor
Get Personalised Home Loan Guidance
Transparent guidance
Fast eligibility check
Support at every step
Chat on WhatsApp
Call an Advisor
A-34, 2nd & 3rd Floor, Lajpat Nagar - II, New Delhi - 110024
100% safe and secure
Our Dedicated Support
100% safe and secure