About Us
Products
Calculator
Contact Us
Investor Relations
About Us
Products
Calculator
Contact Us
Investor Relations
Your Home, Your Sammaan
Let Sammaan Capital be a part of your story, where we lay the bricks of foundation for the place you can call your home. With Sammaan, every door opens to new possibilities, and every home has a unique story. Build yours Sammaan Se!
Over 10k+ Approved Projects
4 Lakh+ Properties to Choose From
Simple Documentation Process
Flexible Loan Tenure Options
Quick Loan Approvals
Zero Prepayment Charges
Home loan Ranging from
8.75%* Onwards
8.75%* Onwards
# The final rate of interest will depend upon profile, loan amount, tenure, underlying security and other risk parameters.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
Over 10k+ Approved Projects
4 Lakh+ Properties to Choose From
Simple Documentation Process
Flexible Loan Tenure Options
Quick Loan Approvals
Zero Prepayment Charges
Plan Your Loan with Our Calculators
Estimate monthly payments easily for your planned loan amount.
Loan Amount (₹)
Enter the amount you require for your home loan
₹
2 L
10 Cr
20 Cr
35 Cr
45 Cr
Tenure (Years & Months)
Specify the duration for which you'll be repaying the loan.
1 Y
5 Y
10 Y
15 Y
20 Y
25 Y
Interest Rate (%)
Specify annual interest rate to compute monthly accurately.
%
6%
10%
14%
18%
22%
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Secure 10% discount on processing fees now
Year
Opening Balance
EMI*12
Interest Paid Yearly
Principal Paid Yearly
Closing Balance
Apply for Home Loan from Sammaan Capital
01/07
Start Application
Click the "APPLY" button on this page.
02/07
Enter Info
Enter your full name, mobile no., and employment type.
03/07
Select Loan
Select the type of loan you wish to apply for.
04/07
Verify Phone
Generate and submit your OTP to verify your phone number.
05/07
Additional Details
After OTP verification, enter your monthly income, required loan amount, and property status.
06/07
Personal Info
Enter date of birth, PAN number, and occupational-specific details.
07/07
Finalize
Click on the "SUBMIT" button.
Key Features & Benefits
Check Your Loan Eligibility
Fill in your details and, with a single click, determine if you qualify for a home loan.
Attractive Interest Rates
Home loans from Sammaan Capital are offered at competitive interest rates, with specially concessional rates available for women borrowers.
No Hidden Charges
We maintain complete transparency—there are no undisclosed fees or hidden costs at the time of loan disbursal.
Speedy Processing
Experience quick property loan approvals so you won’t face unnecessary delays in securing your home loan.
Easy Documentation
Say goodbye to tedious paperwork—our team assists you in gathering and filing all required documents for a smooth application process.
Flexible Repayment
Choose from a variety of repayment schedules that suit your financial priorities and lifestyle.
Long or Short Tenure
Select a loan tenure—be it shorter or extended—that aligns with your repayment capacity and goals.
Repayment Options
Pay your loan via EMI, prepayments, or our flexible loan plan using any of these modes: Cheque/Drafts, NACH/eNACH, RTGS Transfer, NEFT Transfer, or Fund Transfer.
Tax Benefits
For both salaried and self-employed individuals, the income tax authorities offer home loan tax benefits from specified financial institutions
Section 24 of the Income Tax Act
Under this section, you can claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
Section 80C of the Income Tax Act
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Section 24 of the Income Tax Act
Under this section, you can claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
Section 80C of the Income Tax Act
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Documents Required for Home Loan
- Current Passport size photograph of all Applicants
- Property documents: True Copies
- Duly filled & signed Application Form
- A Sale Deed, Katha, Transfer of Ownership
- Proof of Identity: Aadhaar card/ Passport/ Driving License/ Voter ID PAN Card
- No Objection Certificate (NOC) from the builder / Housing Society (Original Copy)
- Aadhar Card or other OVDs viz. Passport / Driving License/ Voter ID Card or equivalent e-document containing the details of identity & address
- Land Tax Paid Receipt
- Processing fee cheque
- Possession Certificate
Home Loan in Your City
Sammaan Pride Stories
Prakash
44 years old, Delhi
5 rating for
Home loan
Sammaan Capital made the challenging process of securing a home loan simple and efficient. Their team was a pleasure to work with.
Saurabh
35 years old, Jaipur
5 rating for
Home Loan
Very helpful staff and great services. Had a fantastic experience!
Komal
36 years old, Delhi
5 rating for
Home Loan
Sammaan Capital simplified the home loan process for me.
Davinder
38 years old, Raipur
5 rating for
LAP
A seamless journey with Sammaan Capital - their expertise and attentive service made getting my home loan stress-free
Rahul
32 years old, Dispur
5 rating for
home loan
Sammaan Capital went above and beyond to secure the best terms for my home loan. Grateful for their transparency and support.
Radhakrishna
49 years old, Visakhapatnam
5 rating for
LAP
Top-notch service from start to finish. Highly recommended!
Our Approved Projects
No Records are Present
Know your Loan
Understand your loan, all in one place
Your Empowerment is Our Promise
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Sammaan Insights
Sammaan In Spotlight
The Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know More
Times Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreThe Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know MoreTimes Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreFAQs
How do I calculate interest?
When can I apply for a home loan?
What loan tenure options are available?
Who can co-apply for this loan?
What are the stages involved in taking loan?
Download Our
Sammaan Capital App
Higher Eligibility
Quick Approval
24x7 Support
Download app from
Scan QR to download
Need Help?
Guiding You at Every Turn
Call us
Toll free no.
1800 572 7777
Monday to Saturday – 9 am to 6 pm. Except 2nd and 3rd Saturdays and Public Holidays.
WhatsApp Us
WhatsApp on 8929899391
Call us
Toll free no.
1800 572 7777
Monday to Saturday – 9 am to 6 pm. Except 2nd and 3rd Saturdays and Public Holidays.
Use our Branch Locator
Locate your nearest branch
Call us
Toll free no.
1800 572 7777
Monday to Saturday – 9 am to 6 pm. Except 2nd and 3rd Saturdays and Public Holidays.
About Us
Products
Calculators
Resource Center
100% safe and secure
Sammaan Capital Limited uses cookies and similar technologies to enhance your browsing experience and provide personalized recommendations. By using our online services, you consent the use of cookies in accordance with our Cookie Policy