Explore Loans that Move you Forward

Whether you're building, upgrading, or planning ahead, discover loan solutions tailored to your journey, all in one place.

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8.75%*
Onwards
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Upto 90% 
Financing*
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24/7
Virtual Guidance
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Minimal
Paperwork

* The final rate of Interest will depend upon Profile, Loan amount, tenure, property type and other risk parameters.

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Choose the Right Loan for You

Home Loan

Quick approvals and hassle-free documentation. Apply online for up to 90% of your property's value with rates starting at 8.75%*.

Loan Against Property

Unlock your property's potential for your business growth. Enjoy high eligibility, speedy processing, and minimal documentation.

Home Renovation Loan

Upgrade your home with easy financing. Flexible repayment tenure of up to 30 years to cover materials, labour, and remodelling.

Home Extension Loan

Sammaan Capital offers Home Extension Loans as extra funds for structural changes in your home. You can use them to add a floor, room, or expand your existing space with easy financing.

Rural Home Loan

Our affordable rural property loan is designed to provide our rural and semi-urban residents with an opportunity to fulfil their dream of owning their homes. We shall help you at every step, be it with the documentation or calculation of the best EMI and tenure.

Home Loan Balance Transfer

Optimize your home financing with Sammaan Capital’s Home Loan Balance Transfer service. Whether you aim to lower your monthly mortgage payments, obtain additional funding through a top-up loan, or extend your loan’s tenure, we provide a streamlined solution tailored to your needs.

NRI Home Loan

We offer a wide variety of home loans for NRIs aspiring to own a house in India. We are a one-stop shop for home purchases and loans, helping you get a loan, file documents, and select the appropriate EMI and tenure.

Find the Right Loan for You

Know Your Numbers, Before you Apply

Compare Loan Products

Understand the key differences between our loan offerings to choose the option that best matches your financial needs and repayment capacity.

Feature

  • Loan Amount
  • Interest Rate
  • Collateral Requirement
  • Approval Timeline
  • Documentation
  • EMI Flexibility
  • Prepayment and Foreclosure
  • Best Suited For

Home Loan

  • Loan Amount Based on income, eligibility, and property value
  • Interest Rate Starting from 8.75% p.a. onwards, subject to profile and loan parameters
  • Collateral Requirement Property being financed serves as collateral
  • Approval Timeline Quick approvals subject to documentation and eligibility
  • Documentation Standard KYC, income, and property documents
  • EMI Flexibility Flexible tenure and repayment options
  • Prepayment and Foreclosure Floating rate loans may be prepaid as per regulatory guidelines
  • Best Suited For Individuals planning to purchase or construct a home

Home Loan Balance Transfer

  • Loan Amount As per eligibility and existing loan details
  • Interest Rate Competitive rates based on profile and loan parameters
  • Collateral Requirement Existing property continues as collateral
  • Approval Timeline Faster processing with complete documentation
  • Documentation Existing loan documents along with standard requirements
  • EMI Flexibility Structured repayment options
  • Prepayment and Foreclosure As per applicable policy and loan type
  • Best Suited For Existing borrowers looking to optimize EMIs or loan terms

Top-Up Loan

  • Loan Amount Based on existing loan eligibility and repayment track
  • Interest Rate Aligned with prevailing rates and borrower profile
  • Collateral Requirement Linked to existing property
  • Approval Timeline Quicker approvals for eligible existing customers
  • Documentation Minimal additional documentation
  • EMI Flexibility Integrated with existing loan repayment
  • Prepayment and Foreclosure As per applicable policy
  • Best Suited For Existing customers needing additional funds
Why Choose Sammaan Capital

Sammaan at Our Core and Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.

WE’VE HELPED OVER

1.4 Million+ users

with their Home Loan requirements

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Leading Mortgage-Focused

NBFC in India

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200+

Offices Nationwide

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₹0.70 Trillion

Balance Sheet Size

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25+ Years

Housing Finance Expertise

Key Features & Benefits of Home Loan

Attractive Interest Rates

Get competitive home loan rates, with additional benefits available for women borrowers.

Higher Loan Eligibility

Expanding your possibilities with greater borrowing flexibility

Speedy Processing

Navigating your journey with ease, making every step simpler.

Instant Sanction

Transforming your dreams into plans with quick approvals.

Real Stories from Real Home Loan Customers

Self Employed Man
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Minimal paperwork, maximum trust

Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.

Salaried Man Home loan
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Quick approvals for the home you deserve

Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.

Self Employed Women LAP
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Trust that fuels business growth

Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.

Self Employed Man Home loan
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A home, built on trust and support

Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle

Self Employed | Man | LAP
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Turning your own land into a happy home

Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.

Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

Need Assistance? Visit a Branch Near You!

Stop by the closest branch for any questions you may have.

Understand Loans. Choose Better.

Simple guides and expert insights to help you understand loans and make better financial decisions

08 min
11 April 2024
Offloading Your Home Loan Liability Sooner

Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.

14 min
11 April 2024
Rules to Follow While Taking a Loan against Property

Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?

10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age?

Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.

18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps Away

The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.

20 min
11 April 2024
Are Home Loans Right for You?

You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.

18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps Away

The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.

08 min
25 February 2026
Understanding Commercial Loans

Commercial loan is a secured, debt-based loan agreement for lending money

10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age?

Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.

18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps Away

The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.

20 min
11 April 2024
Are Home Loans Right for You?

You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.

12 min
11 April 2024
5 Step Guide To Ease The Home Loan Process

5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious

12 mins
21 February 2026
Loan Disbursement Guide

Loan disbursement is one of the most crucial stages of the credit lifecycle

Looking for a Home Loan?

Looking for personalized help with your home loan? Stop by your nearest Sammaan branch where our relationship managers are ready to assist you with your application.

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