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Loan Against Property for Education

Fund higher education goals with a loan backed by your property at lower interest rates.
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                                                    Loan Against Property for Education

A Loan Against Property for education allows you to finance higher studies without the limitations of traditional education loans. Whether you are planning overseas education or professional courses, this option gives you access to higher funding with flexible repayment.

You can benefit from lower interest rates and longer tenures, making it easier to manage repayments while focusing on academic goals.

Key Features & Benefits of Loan Against Property for Education

Attractive Interest Rates

Get competitive home loan rates, with additional benefits available for women borrowers.

Higher Loan Eligibility

Expanding your possibilities with greater borrowing flexibility

Speedy Processing

Navigating your journey with ease, making every step simpler.

Instant Sanction

Transforming your dreams into plans with quick approvals.

Why Choose Sammaan Capital

Sammaan At Our Core and Actions At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.

WE'VE HELPED OVER

1.4 Million+ users

with their Loan Against Property requirements

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Leading Mortgage-Focused

NBFC in India

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200+

Offices Nationwide

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10k+

Approved Projects

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25+ Years

Housing Finance Expertise

Loan Against Property Fees & Charge For Education  

Sammaan Capital offers competitive processing fees for a loan against property for education approval, along with
additional charges for transactions like balance transfer. Other fees include dishonored payment,
late payment, document retrieval, and specific property-related activities

Processing Fees

1.25% onwards of loan amount

Database Admin Fee (Including Taxes)

INR 650/- (plus applicable taxes and other bona fide levies, if any)

Transaction handling charges in balance transfer/ resale loans

INR 2000/-

Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges

INR 5000/-

Stamping charges of loan agreement

As per actual, subject to state laws - to be borne by the borrower

Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.

As per actual, subject to state laws - to be borne by the borrower

Registration charges for borrowers’ NACH/ ECS mandate (loan repayment)

NIL

Cheque / NACH / ECS dishonor charges and/or Cheque/NACH returned/ Non-payment of EMI

INR 750/-

Penal Charges

In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan

Charges for physical Statement of Account/ Amortization Schedule

INR 200/-

Income tax certificate in loan against property

NIL

Complaint handling charges

NIL

Property Swap Charges (Swapping is at discretion of SCL)

INR 10000/-

Charges for Reissuance of pay order/ disbursement cheque revalidation

INR 500/-

Foreclosure statement Charges

INR 500/- (Nil, if requested once in quarter)

List of Documents

INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)

Retrieval charges for copies of loan/ property document in SCL custody

INR 750/-

Charges for certified true copies of title deeds from SRO, if applicable

As per actual

Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request)

INR 5,000/- (plus applicable taxes and other bona fide levies, if any)

Repayment Mode/ Account Swap Charges

INR 500/-

Charges for non-collection of property documents beyond 30 days from the date of full repayment / settlement of the Loan

INR 500/- per month or part thereof

NeSL IU Service Charges

As per actuals charged by NeSL

ROI switch fee

Loan Against Property- 50% onwards of the difference between the existing and revised rate

Documents Required for Education

  • tick Income Documents: Duly attested
  • tick Form 26AS
  • tick Form 16
  • tick Bank statement of last 6 months
  • tick Offer letter

Know Your Numbers, Before You Apply

Special Features & Offers for Education

 How to Apply for a Loan Against Property for Education

Easy Application

Begin your journey with just a few details. Our guided steps ensure a smooth start towards owning your dream home.

Hassle-Free Documentation

Start the documentation process effortlessly. Submit the necessary information and let us handle the rest.

Quick Sanction

Move swiftly from application to approval. Our quick sanction process ensures your dream home is just a few steps away.
Step 1
Step 2
Step 3
Maximise Loan Eligibility
Unlock your potential and qualify for higher loan amount
100% Online
Simple, secure & quick process trusted by home buyers nationwide
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Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

Find The Right Loan for You

Get A Loan Against Property in Your City

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