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Home Loan Tax Benefit Calculator

Maximize your home loan tax benefits with our easy-to-use calculator. Estimate your potential savings and deductions to make informed financial decisions.

How to Use Samman Capital's Home Loan Tax Benefit Calculator?

Enter a few details to estimate your home loan tax savings

Select Financial Year

Choose the financial year for which you want to calculate tax benefits.

Tax rules and deductions may vary across financial years.

Enter Annual Income

Enter your total yearly income before deductions.

This helps estimate your tax liability and potential savings.

Add Interest Paid

Enter the yearly home loan interest paid.

You can claim deductions under Section 24 of the Income Tax Act.

Add Principal Repayment

Enter the principal amount repaid during the year.

Eligible deductions can be claimed under Section 80C.

Get Started

Tax Benefit & Planning

Your home loan can help you save on taxes. Payments towards both the principal and interest qualify for income tax deductions. The Sammaan Capital Home Loan Tax Benefit Calculator is a convenient online tool designed to help you accurately calculate the amount you'll owe on your home loan after accounting for all eligible tax deductions.

Section 24: Claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on the amount of deduction.

Section 80C: Get a maximum of ₹1,50,000 deduction on repayment of the principal amount of the property loan. Stamp duty and registration fees are also considered under this amount.

Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

View All FAQs

Explore Other Calculators

Eligibility Calculator

Maximise the Loan Amount that you can apply for, with Sammaan Capital's trusted partnership. Fill in your details and let us craft your story.

Calculate

EMI Calculator

Find your Home Loan EMI amount with our easy-to-use EMI calculator based on your loan amount, interest, and tenure you plan to take.

Calculate

Stamp Duty Calculator

This calculator helps to estimate the amount of stamp duty that needs to be paid on property purchases, share transfers, or other legal documents.

Calculate

APR Calculator

The Annual Percentage Rate (APR) is the yearly rate of interest that one must pay on a loan or that they receive on a deposit account.

Calculate

Why Choose Sammaan Capital

Sammaan At Our Core And Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.

WE’VE HELPED OVER

1.4 Million+ users

with their Home Loan requirements

Leading Mortgage-Focused

NBFC in India

200+

Offices Nationwide

₹0.70 Trillion

Balance Sheet Size

25+ Years

Housing Finance Expertise

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