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Home Loan in Mysore

Looking to buy a home in Mysore? Turn your dream into reality with a home loan designed for your needs. Get attractive interest rates, flexible tenures, and a smooth application process with Sammaan Capital.

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*8.75% p.a. Starting interest rates
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10,000+ Approved Projects
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Zero Hidden Charges

* The final rate of Interest will depend upon Profile, Loan amount, tenure, property type and other risk parameters.

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Why Choose Sammaan Capital

Sammaan At Our Core And Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.

WE’VE HELPED OVER

1.4 Million+ users

with their Home Loan requirements

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Leading Mortgage-Focused

NBFC in India

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200+

Offices Nationwide

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₹0.70 Trillion

Balance Sheet Size

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25+ Years

Housing Finance Expertise

Know Your Numbers, Before You Apply

Our Branches in Mysore

Visit your nearest Sammaan Capital branch in Mysore for personalized assistance with your home loan application.

Why Invest in Real Estate in Mysore

Benefits of Investing

Plan your finances with fixed instalments.

Heritage City

Heritage City

Mysuru's historical significance makes it a decent location for tourists.

Affordable Living

Affordable Living

Mysuru offers a lower cost of living, making it an attractive option for real estate investment.

Infrastructure

Infrastructure

Highways and public transport, are enhancing connectivity and accessibility.

Smart City Initiatives

Smart City Initiatives

Smart Cities Mission is leading to improved urban planning and infrastructure development.

Proximity to Bangalore

Proximity to Bangalore

Proximity to Bangalore: Located close to Bangalore, Mysuru benefits from its strategic investment location with potential for high returns.

IT Sector

IT Sector

IT companies and tech parks are boosting employment opportunities.

Heritage City

Heritage City

Mysuru's historical significance makes it a decent location for tourists.

Affordable Living

Affordable Living

Mysuru offers a lower cost of living, making it an attractive option for real estate investment.

Infrastructure

Infrastructure

Highways and public transport, are enhancing connectivity and accessibility.

Smart City Initiatives

Smart City Initiatives

Smart Cities Mission is leading to improved urban planning and infrastructure development.

Proximity to Bangalore

Proximity to Bangalore

Proximity to Bangalore: Located close to Bangalore, Mysuru benefits from its strategic investment location with potential for high returns.

IT Sector

IT Sector

IT companies and tech parks are boosting employment opportunities.

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Key Features and Benefits of Home Loan

Attractive Interest Rates

Get competitive home loan interest rates designed to keep your EMIs affordable.

Higher Loan Eligibility

Maximize your borrowing capacity based on your income and financial profile.

Quick Processing

Enjoy a streamlined application and approval process for faster loan disbursal.

Instant Sanction

Get quick approvals subject to eligibility and documentation.

Home Loan Interest Rate in Mysore

Sammaan Capital offers competitive and transparent home loan interest rates in Mysore, helping you plan your finances effectively.

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8.75%*

Home Loan ranging from

* The final rate of Interest will depend upon the Income profile, Loan amount, Tenure, Credit score and Property type.

Fixed Interest Rate

Remain constant for the entire loan tenure

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EMI remains constant throughout tenure
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Better financial planning

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Protection from market fluctuations

Floating Interest Rate

Follow market rates, causing EMI changes.

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Interest linked to market conditions
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Opportunity to benefit from rate reductions

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Flexible repayment structure

Documents Required for Home Loan in Mysore

    To apply for a home loan in Mysore, you need to submit basic documents for identity, income, and property verification.

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Current Passport size photograph of all Applicants

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Duly filled & signed Application Form

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Proof of Identity: Aadhaar card/ Passport/ Driving License/ Voter ID PAN Card)

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Property documents: True Copies, Sale Deed, Khata, Transfer of Ownership, NOC from builder / Housing Society (Original Copy), Land Tax Paid Receipt, Possession Certificate.

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Processing Fee cheque

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Income Documents: Duly attested

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Form 26AS

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Form 16

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Bank statement of last 6 months

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Offer letter

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2 years IT return with computation

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Profit and loss of last 2 years

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Qualification proof

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Balance sheet of last 2 years

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Bank statement of last 12 months

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2 years IT Return with computation

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Profit and loss of 2 years

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Qualification proof

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Balance sheet of 2 years

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Bank statement of last 12 months

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Gumasta license

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Salary slips of last 6 months

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Passport

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1-year Bank statement for NRE/NRO Account

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CDC (Continuous Discharge Certificate)

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Last 3 years contract copy

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Form 16 for 2 years with computation

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Sanction Letter / Account Statement of running loans and bank statements reflecting loan repayments

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Bank statement for payment made to the builder (Own Contribution)

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In case of recent employment, submit Form 16

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If the property is decided then submit a photocopy of property title documents.

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Current Passport size photograph of all Applicants

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Duly filled & signed Application Form

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Proof of Identity: Aadhaar card/ Passport/ Driving License/ Voter ID PAN Card)

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Property documents: True Copies, Sale Deed, Khata, Transfer of Ownership, NOC from builder / Housing Society (Original Copy), Land Tax Paid Receipt, Possession Certificate.

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Processing Fee cheque
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Income Documents: Duly attested

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Form 26AS

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Form 16

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Bank statement of last 6 months

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Offer letter
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2 years IT return with computation

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Profit and loss of last 2 years

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Qualification proof

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Balance sheet of last 2 years

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Bank statement of last 12 months
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2 years IT Return with computation

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Profit and loss of 2 years

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Qualification proof

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Balance sheet of 2 years

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Bank statement of last 12 months

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Gumasta license
tick
Salary slips of last 6 months

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Passport

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1-year Bank statement for NRE/NRO Account

tick
CDC (Continuous Discharge Certificate)

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Last 3 years contract copy

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Form 16 for 2 years with computation
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Sanction Letter / Account Statement of running loans and bank statements reflecting loan repayments

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Bank statement for payment made to the builder (Own Contribution)

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In case of recent employment, submit Form 16

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If the property is decided then submit a photocopy of property title documents.

Steps To Apply For A Home Loan In Mysore

Easy Application

Begin your journey with just a few details. Our guided steps ensure a smooth start towards owning your dream home.

Hassle-Free Documentation

Start the documentation process effortlessly. Submit the necessary information and let us handle the rest.

Quick Sanction

Move swiftly from application to approval. Our quick sanction process ensures your dream home is just a few steps away.
Step 1
Step 2
Step 3
Maximise Loan Eligibility
Unlock your potential and qualify for higher loan amount
100% Online
Simple, secure & quick process trusted by home buyers nationwide
Apply Now

Prefer to Apply for a Home Loan in Mysore in Person?

Visit your nearest Sammaan Capital branch in Mysore and get expert assistance from our relationship managers.

Fees & Charges For Home Loan in Mysore

Sammaan Capital maintains a transparent fee structure for home loans in Mysore, ensuring clarity at every stage.

Processing Fees

0.50% onwards of loan amount

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Database Admin Fee (Including Taxes)

INR 650/- (plus applicable taxes and other bona fide levies, if any)

Legal

Transaction handling charges in balance transfer/ resale loans

INR 2000/-

Paper

Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges

INR 3000/-

Stamp Paper

Stamping charges of loan agreement

As per actual, subject to state laws - to be borne by the borrower

Shipping Charges

Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.

As per actual, subject to state laws - to be borne by the borrower

Registration charges for borrowers’ NACH / ECS mandate (loan repayment)

NIL

Cheque / NACH / ECS dishonor charges and/or Cheque/NACH returned/ Non-payment of EMI

INR 500/-

Penal Charges

In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan

Charges for physical Statement of Account/ Amortization Schedule

INR 200/-

Income tax certificate in home loans

NIL

Complaint handling charges

NIL

Property Swap Charges (Swapping is at discretion of SCL)

INR 10000/-

Charges for Reissuance of pay order/ disbursement cheque revalidation

INR 500/-

Foreclosure statement Charges

INR 500/- (Nil, if requested once in quarter)

List of Documents

INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)

Retrieval charges for copies of loan/ property document in SCL custody

INR 750/-

Charges for certified true copies of title deeds from SRO, if applicable

As per actual

Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request)

INR 5,000/- (plus applicable taxes and other bona fide levies, if any)

Repayment Mode/ Account Swap Charges

INR 500/-

Charges for non-collection of property documents beyond 30 days from the date of full repayment / settlement of the Loan

INR 500/- per month or part thereof

NeSL IU Service Charges

As per actuals charged by NeSL

ROI switch fee

Home Loan - 25% onwards of the difference between the existing and revised rate

Get Home Loan in Your City

Home Loans for Different Budgets

5 Cr

Home Loan Up to

3 Cr

Home Loan Up to

2 Cr

Home Loan Up to

1 Cr

Home Loan Up to

80 L

Home Loan Up to

50 L

Home Loan Up to

20 L

Home Loan Up to

10 L

Home Loan Up to

Find The Right Loan for You

Real Stories from Real Home Loan Customers

Self Employed Man
star icon star icon star icon star icon star icon 4.7 /5

Minimal paperwork, maximum trust

Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.

Salaried Man Home loan
star icon star icon star icon star icon star icon 4.8 /5

Quick approvals for the home you deserve

Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.

Self Employed Women LAP
star icon star icon star icon star icon star icon 5 /5

Trust that fuels business growth

Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.

Self Employed Man Home loan
star icon star icon star icon star icon star icon 5 /5

A home, built on trust and support

Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle

Self Employed | Man | LAP
star icon star icon star icon star icon star icon 5 /5

Turning your own land into a happy home

Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.

Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

Understand Loan. Choose Better.

Simple guides and expert insights to help you understand loans and make better financial decisions

20 min
11 April 2024
Are Home Loans Right for You?

You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.

12 mins
21 February 2026
Loan Disbursement Guide

Loan disbursement is one of the most crucial stages of the credit lifecycle

12 min
11 April 2024
5 Step Guide To Ease The Home Loan Process

5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious

08 min
25 February 2026
Understanding Commercial Loans

Commercial loan is a secured, debt-based loan agreement for lending money

10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age?

Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.

08 min
25 February 2026
Understanding Commercial Loans

Commercial loan is a secured, debt-based loan agreement for lending money

18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps Away

The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.

20 min
11 April 2024
Are Home Loans Right for You?

You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.

12 mins
21 February 2026
Loan Disbursement Guide

Loan disbursement is one of the most crucial stages of the credit lifecycle

12 min
11 April 2024
5 Step Guide To Ease The Home Loan Process

5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious

10 min
11 April 2024
Why Should You Consider Buying a Home at a Young Age?

Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.

15 min
11 June 2025
Home Loan Tax Benefits

Home loan tax benefits offer a range of deductions

18 min
11 April 2024
The Doorway to your Dream Home is just 5 Steps Away

The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.

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Fast eligibility check

Support at every step

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