Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
A home loan for self-employed individuals is tailored for business owners, professionals, and entrepreneurs with variable income patterns. Eligibility is assessed based on your financial records, business stability, and repayment capacity.
These loans offer flexibility in structuring repayment, making it easier to align EMIs with your business cash flow.
Income-Based Assessment
Eligibility based on business performance and financial records
Flexible Loan Structuring
Repayment plans aligned with income variability
Higher Loan Potential
Based on turnover and profitability
Dedicated Support
Guidance through documentation and approval process
Sammaan at Our Core and Actions At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.
WE'VE HELPED OVER
1.4 Million+ users
with their Home Loan requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
10k+
Approved Projects
25+ Years
Housing Finance Expertise
Sammaan Capital maintains a transparent fee structure for home loans for self employed, ensuring clarity at every stage.
Processing Fees
0.50% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 3000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 500/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Home Loan - 25% onwards of the difference between the existing and revised rate
Designed for diverse business profiles
Based on income and business proof
Aligned with business cash flow
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Home Loan
Quick approvals and hassle-free documentation. Apply online for up to 90% of your property's value with rates starting at 8.75%*.
Loan Against Property
Unlock your property's potential for your business growth. Enjoy high eligibility, speedy processing, and minimal documentation.
Home Renovation Loan
Upgrade your home with easy financing. Flexible repayment tenure of up to 30 years to cover materials, labour, and remodelling.
Simple guides and expert insights to help you understand loans and make better financial decisions
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Get Personalised Home Loan Guidance
Transparent guidance
Fast eligibility check
Support at every step
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