Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Looking to buy a home in Chandigarh? Turn your dream into reality with a home loan designed for your needs. Get attractive interest rates, flexible tenures, and a smooth application process with Sammaan Capital.
* The final rate of Interest will depend upon Profile, Loan amount, tenure, property type and other risk parameters.
Sammaan at Our Core and Actions Sammaan Capital stands as a trusted partner, respecting and nurturing millions of dreams of home and business. With us, every handshake is a promise, and every loan a foundation of respect for uniting dreams with opportunities for all.
WE’VE HELPED OVER
1.4+ Million users
with their Home Loan requirements
One of the largest Mortgage-focused NBFCs in India
200+
Offices Across India
₹0.70 Trillion
Balance Sheet Size
25 Years+
Housing finance expertise
Our Branches in Chandigarh
Visit your nearest Sammaan Capital branch in Chandigarh for personalised assistance with your home loan application.
Benefits of Investing
Plan your finances with fixed instalments.
Planned, Well-Designed City
Chandigarh is one of India's first planned cities, with organised sectors, wide roads, and green open spaces that make it one of the most liveable addresses in the country.
Educational Excellence
Home to Panjab University, PGIMER, and PEC, Chandigarh draws students and professionals from across North India, keeping housing and rental demand strong.
Lifestyle and Tourism
As a gateway to Himachal and a destination in its own right, Chandigarh's parks, lakes, and cultural venues support a vibrant lifestyle and a healthy short-stay rental market.
IT and Business Hub
The Rajiv Gandhi Chandigarh Technology Park and a growing base of IT firms and startups continue to create steady demand for homes and office space.
High Standard of Living
The city offers premium malls, restaurants, healthcare, and recreation, along with one of the highest per-capita incomes in India, attracting affluent buyers and tenants.
Excellent Connectivity
An international airport, well-linked railways, and expressways connect Chandigarh to Delhi and the wider Tricity of Mohali and Panchkula, widening options for buyers and investors.
Chandigarh is one of India's first planned cities, with organised sectors, wide roads, and green open spaces that make it one of the most liveable addresses in the country.
Home to Panjab University, PGIMER, and PEC, Chandigarh draws students and professionals from across North India, keeping housing and rental demand strong.
As a gateway to Himachal and a destination in its own right, Chandigarh's parks, lakes, and cultural venues support a vibrant lifestyle and a healthy short-stay rental market.
The Rajiv Gandhi Chandigarh Technology Park and a growing base of IT firms and startups continue to create steady demand for homes and office space.
The city offers premium malls, restaurants, healthcare, and recreation, along with one of the highest per-capita incomes in India, attracting affluent buyers and tenants.
An international airport, well-linked railways, and expressways connect Chandigarh to Delhi and the wider Tricity of Mohali and Panchkula, widening options for buyers and investors.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Sammaan Capital offers competitive and transparent home loan interest rates in Chandigarh, helping you plan your finances effectively.
8.75%
Home Loan ranging from
* The final rate of Interest will depend upon Profile, Loan amount, tenor , property type and other risk parameters.
Fixed Interest Rate
Remain constant for the entire loan tenure
Floating Interest Rate
Follow market rates, causing EMI changes.
Documents Required for Home Loan in Chandigarh
For Salaried 
For Self-employed Professional 
For Self-employed Non-professional 
For Merchant Navy / NRI 
Other Related Documents Visit your nearest Sammaan Capital branch in Chandigarh and get expert assistance from our relationship managers.
Sammaan Capital offers competitive processing fees for home loan approval, along with
additional charges for transactions like balance transfer. Other fees include dishonored payment,
late payment, document retrieval, and specific property-related activities
Processing Fees
0.50% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 3000/-
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
NIL
INR 500/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
Home Loan - 25% onwards of the difference between the existing and revised rate
As per actuals charged by NeSL
INR 500/- per month or part thereof
INR 500/-
Pre-Payment / Foreclosure Charges
additional charges for transactions like balance transfer. Other fees include dishonored payment,
late payment, document retrieval, and specific property-related activities
Processing Fees
0.50% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 3000/-
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
NIL
INR 500/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
Home Loan - 25% onwards of the difference between the existing and revised rate
As per actuals charged by NeSL
INR 500/- per month or part thereof
INR 500/-
Pre-Payment / Foreclosure Charges
Salaried
Self-Employed
First Time Buyer
NRI
Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.
Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.
Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.
Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle
Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Expert insights, real-world tips, and clear explanations to guide your loan journey.
Buying a home is one of the biggest financial decisions you'll make. Starting early can offer several benefits, from easier loan management to long-term wealth creation and financial security.
Buying your dream home is easier when you follow a few simple steps. Start by understanding your budget and how much you can afford.
Commercial loan is a secured, debt-based loan agreement for lending money
Managing your home loan wisely can cut your interest costs and help you become debt-free sooner, and here are 9 smart ways to do it.
Getting a home loan is simpler than it seems, and knowing the key steps makes the whole process faster, clearer, and stress-free.
Buying a home is one of the biggest financial decisions you'll make. Starting early can offer several benefits, from easier loan management to long-term wealth creation and financial security.
Buying your dream home is easier when you follow a few simple steps. Start by understanding your budget and how much you can afford.
Commercial loan is a secured, debt-based loan agreement for lending money
Managing your home loan wisely can cut your interest costs and help you become debt-free sooner, and here are 9 smart ways to do it.
Getting a home loan is simpler than it seems, and knowing the key steps makes the whole process faster, clearer, and stress-free.
Buying a home is one of the biggest financial decisions you'll make. Starting early can offer several benefits, from easier loan management to long-term wealth creation and financial security.
Buying your dream home is easier when you follow a few simple steps. Start by understanding your budget and how much you can afford.
Commercial loan is a secured, debt-based loan agreement for lending money
Managing your home loan wisely can cut your interest costs and help you become debt-free sooner, and here are 9 smart ways to do it.
Getting a home loan is simpler than it seems, and knowing the key steps makes the whole process faster, clearer, and stress-free.
Get Personalised Home Loan Guidance
Transparent guidance
Fast eligibility check
Support at every step
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