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Documents Required for Loan Against Property

Sammaan Capital offers Loan Against Property (LAP) to provide financial support for your business ventures. By leveraging the value of your property, the loan ensures a stable business environment, allowing you to focus entirely on your enterprise. Sammaan Capital’s Loan Against Property (LAP) offers maximum finance against your property's market value at competitive interest rates. With doorstep service, uninterrupted property occupancy, and the flexibility to use LAP for personal expenses, it provides convenient and efficient financial support for business growth.

Application form duly signed

Fill the application form with correct, complete and up-to-date information with photograph, duly signed by all applicants

Processing fee cheque

Initial Login fee at time of loan application and balance amount to be paid finally at the time of disbursal of the loan amount

Property documents

Sale agreement or deed of sale, Letter of allotment, NOC from builder/Society etc.

Know your customer documents

Proof of name, date of birth, address, signature and identity

Residence ownership proof

Property documents, maintenance bill, electricity bill

Income documents

If salaried: salary slips, Form 16 and bank statement. If self-employed: income-tax returns with financial statements, bank statement

Looking For a Loan Against Property?

Looking for personalized help with your loan against property? Stop by your nearest Sammaan branch where our relationship managers are ready to assist you with your application.

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Stories of Sammaan

4.7 /5

Minimal paperwork, maximum trust

Sammaan Capital helped me get my required loan amount with minimal paperwork and very little guarantee from my side.

Prakash, 42 Years Old

Aurangabad

4.8 /5

Quick approvals for the home you deserve

Sammaan Capital helped me buy a 2BHK home. The loan process was very easy with very less paperwork and was approved in really quick time.

Saurabh, 34 Years Old

Bangalore

5 /5

Trust that fuels business growth

Sammaan Capital trusted my journey and approved my required loan amount with limited funding. I sincerely thank Sammaan Capital for believing in me and helping my business grow.

Komal, 42 Years Old

Delhi

5 /5

A home, built on trust and support

Sammaan Capital fulfilled mine as well as my parents’ long‑standing wish of owning a home with ease. Their team was supportive, transparent, and handled the entire process smoothly without unnecessary hassle

Davinder, 42 Years Old

Aurangabad

5 /5

Turning your own land into a happy home

Sammaan Capital helped us to build our own house on our own land without any stress. The loan process was very easy and the employees were very supportive to process my loan.

Radhakrishna, 49 Years Old

Visakhapatnam

Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

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Your Guide to Empowerment / Sammaan Insights

Simple guides and expert insights to help you understand loans and make better financial decisions

7 min

307 November 2026

Why Take a Loan Against Property for Expanding Your Business This Diwali?

Diwali is the busiest, most hopeful stretch of the year for many business owners, and it is often the moment a growing business feels ready for its next step...

7 min

307 November 2026

Why is Diwali the Perfect Time to Apply for a Home Loan?

Diwali is a season of fresh starts, and for many families the biggest fresh start of all is moving into a home of their own.

5 min

307 November 2026

Home Loan Eligibility Based on Salary: Salaried vs Self Employed

When you apply for a home loan, one of the first things a lender works out is your home loan eligibility based on salary or, if you run your own business, your income.

5 min

306 November 2026

What is a Good CIBIL Score for Home Loan in India?

Your CIBIL score is one of the first things a lender checks when you apply for a home loan, so it is natural to wonder what counts as a good CIBIL score for a home loan in India.