Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
A Loan Against Property for business owners is a smart way to unlock capital without disturbing your ownership of valuable assets. Whether you are expanding operations, managing working capital, or investing in new opportunities, this loan provides access to high-value funding at competitive interest rates.
Unlike unsecured business loans, a Loan Against Property offers longer repayment tenures and lower EMIs, helping you maintain cash flow while scaling your business. The flexibility of end usage ensures that you can allocate funds wherever your business needs it most.
With simplified documentation and faster processing, business owners can secure funds efficiently while continuing to focus on growth.
Attractive Interest Rates
Get competitive home loan rates, with additional benefits available for women borrowers.
Higher Loan Eligibility
Expanding your possibilities with greater borrowing flexibility
Speedy Processing
Navigating your journey with ease, making every step simpler.
Instant Sanction
Transforming your dreams into plans with quick approvals.
Trust Built on Real Impact At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.
WE'VE HELPED OVER
1.4+ Million users
with their Loan Against Property requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
10k+
Approved Projects
25+ Years
Housing Finance Expertise
Sammaan Capital offers competitive processing fees for loans against property for Business Owner approval, along with
additional charges for transactions like balance transfer. Other fees include dishonored payment,
late payment, document retrieval, and specific property-related activities
Processing Fees
1.25% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 5000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 750/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Loan Against Property- 50% onwards of the difference between the existing and revised rate
Under this section, you can claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Loans, eligibility, EMIs, documents, process, and support—explained simply.
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Understand Loans. Choose better. Expert insights and articles to guide your loan journey
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
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Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
Commercial loan is a secured, debt-based loan agreement for lending money
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Loan disbursement is one of the most crucial stages of the credit lifecycle
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
Get Personalised Loan Against Property Guidance
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