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Home Loan for Women

Get personalized loan options, instant eligibility insights, and transparent repayment terms in one place.
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Home Loan for Women

Home loans for women are designed to support home ownership and financial independence. Whether applying individually or jointly, women borrowers can access structured loan solutions based on their income and eligibility.

The application process is simple, transparent, and supported at every step.

Home Loan Benefits for Women

Additional Benefits for Women Borrowers

Special benefits may be available based on eligibility

Improved Loan Eligibility

Higher eligibility when applying individually or with a co applicant

Flexible Tenure Options

Choose repayment tenure based on your financial goals

Simple Documentation Process

Clear and structured documentation requirements

Why Choose Sammaan Capital

Sammaan at Our Core and Actions At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.

WE'VE HELPED OVER

1.4 Million+ users

with their Home Loan requirements

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Leading Mortgage-Focused

NBFC in India

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200+

Offices Nationwide

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10k+

Approved Projects

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25+ Years

Housing Finance Expertise

Processing Fees & Charges for Home Loan For Women

Sammaan Capital maintains a transparent fee structure for home loans for women, ensuring clarity at every stage.

Processing Fees

0.50% onwards of loan amount

database

Database Admin Fee (Including Taxes)

INR 650/- (plus applicable taxes and other bona fide levies, if any)

Legal

Transaction handling charges in balance transfer/ resale loans

INR 2000/-

Paper

Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges

INR 3000/-

Stamp Paper

Stamping charges of loan agreement

As per actual, subject to state laws - to be borne by the borrower

Shipping Charges

Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.

As per actual, subject to state laws - to be borne by the borrower

Registration charges for borrowers’ NACH / ECS mandate (loan repayment)

NIL

Cheque / NACH / ECS dishonor charges and/or Cheque/NACH returned/ Non-payment of EMI

INR 500/-

Penal Charges

In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan

Charges for physical Statement of Account/ Amortization Schedule

INR 200/-

Income tax certificate in home loans

NIL

Complaint handling charges

NIL

Property Swap Charges (Swapping is at discretion of SCL)

INR 10000/-

Charges for Reissuance of pay order/ disbursement cheque revalidation

INR 500/-

Foreclosure statement Charges

INR 500/- (Nil, if requested once in quarter)

List of Documents

INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)

Retrieval charges for copies of loan/ property document in SCL custody

INR 750/-

Charges for certified true copies of title deeds from SRO, if applicable

As per actual

Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request)

INR 5,000/- (plus applicable taxes and other bona fide levies, if any)

Repayment Mode/ Account Swap Charges

INR 500/-

Charges for non-collection of property documents beyond 30 days from the date of full repayment / settlement of the Loan

INR 500/- per month or part thereof

NeSL IU Service Charges

As per actuals charged by NeSL

ROI switch fee

Home Loan - 25% onwards of the difference between the existing and revised rate

Documents Required for Self Employed Non Professional

  • tick 2 years IT Return with computation
  • tick Profit and loss of 2 years
  • tick Qualification proof
  • tick Balance sheet of 2 years
  • tick Bank statement of last 12 months
  • tick Gumasta license

Know Your Numbers, Before You Apply

Special Features and Benefits for Women Borrowers

Joint Loan Option

Apply with a co applicant to improve eligibility

End to End Support

Guidance through every step of the loan journey

Digital and Branch Access

Apply and manage your loan through multiple channels

Steps to Apply for a Home Loan for Women

Easy Application

Begin your journey with just a few details. Our guided steps ensure a smooth start towards owning your dream home.

Hassle-Free Documentation

Start the documentation process effortlessly. Submit the necessary information and let us handle the rest.

Quick Sanction

Move swiftly from application to approval. Our quick sanction process ensures your dream home is just a few steps away.
Step 1
Step 2
Step 3
Maximise Loan Eligibility
Unlock your potential and qualify for higher loan amount
100% Online
Simple, secure & quick process trusted by home buyers nationwide
Apply Now

Frequently Asked Questions

Loans, eligibility, EMIs, documents, process, and support—explained simply.

Find The Right Loan for You

Home Loans for Different Budgets

5 Cr

Home Loan Up to

3 Cr

Home Loan Up to

2 Cr

Home Loan Up to

1 Cr

Home Loan Up to

80 L

Home Loan Up to

50 L

Home Loan Up to

20 L

Home Loan Up to

10 L

Home Loan Up to

Get Home Loan in Your City

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