Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
A Loan Against Property for business owners is a smart way to unlock capital without disturbing your ownership of valuable assets. Whether you are expanding operations, managing working capital, or investing in new opportunities, this loan provides access to high-value funding at competitive interest rates.
Unlike unsecured business loans, a Loan Against Property offers longer repayment tenures and lower EMIs, helping you maintain cash flow while scaling your business. The flexibility of end usage ensures that you can allocate funds wherever your business needs it most.
With simplified documentation and faster processing, business owners can secure funds efficiently while continuing to focus on growth.
High Loan Eligibility
Get access to larger loan amounts based on your property's market value.
Lower Interest Rates
Enjoy more affordable rates compared to unsecured business loans.
Flexible End Usage
Use funds for expansion, inventory, machinery, or working capital needs.
Faster Processing
Quick approvals ensure timely access to funds for business requirements.
Trust Built on Real Impact At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.
WE'VE HELPED OVER
1.4 Million+ users
with their Loan Against Property requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
10k+
Approved Projects
25+ Years
Housing Finance Expertise
Sammaan Capital offers transparent and competitive charges for Loan Against Property.
These include processing fees and other applicable charges related to documentation and loan servicing.
Processing Fees
1.25% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 5000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 750/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Loan Against Property- 50% onwards of the difference between the existing and revised rate
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Home Loan in Mumbai
Home Loan in New Delhi
Home Loan in Agra
Home Loan in Hyderabad
New Home Loan
Quick disbursements with assisted application. Begin your dream home ownership with us
Home Loan for Renovation
Get a financial aid for giving your dream home the care it deserves
Simple guides and expert insights to help you understand loans and make better financial decisions
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
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Commercial loan is a secured, debt-based loan agreement for lending money
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Loan disbursement is one of the most crucial stages of the credit lifecycle
5 Step Guide To Ease The Home Loan Process You have decided to buy a home and it makes you both excited and anxious
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
Get Personalised Loan Against Property Guidance
Transparent guidance
Fast eligibility check
Support at every step
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