Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Follow this 5-step home loan guide to understand eligibility, application, approval and disbursement for a smooth loan journey.
Read the latest insights from Sammaan Capital.
Pensioners can apply for home loans based on their pension income and overall financial profile. Loans are structured based on eligibility, age, and repayment capacity.
Support is available throughout the process to ensure clarity and ease.
Pension Based Eligibility
Loan eligibility assessed based on pension income
Flexible Loan Structuring
Repayment options based on profile and tenure
Simple Documentation
Pension proof and financial records required
Guided Support
Assistance provided at every stage
Trust Built on Real Impact At Sammaan Capital, trust is built through real impact. We help individuals and entrepreneurs turn aspirations into tangible progress. Every loan we disburse is guided by transparency, responsibility, and a commitment to long-term financial well-being.
WE'VE HELPED OVER
1.4 Million+ users
with their Home Loan requirements
Leading Mortgage-Focused
NBFC in India
200+
Offices Nationwide
10k+
Approved Projects
25+ Years
Housing Finance Expertise
Sammaan Capital offers competitive processing fees for home loan approval, along with
additional charges for transactions like balance transfer. Other fees include dishonored payment,
late payment, document retrieval, and specific property-related activities
Processing Fees
0.50% onwards of loan amount
Database Admin Fee (Including Taxes)
INR 650/- (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer/ resale loans
INR 2000/-
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
INR 3000/-
Stamping charges of loan agreement
As per actual, subject to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subject to state laws - to be borne by the borrower
NIL
INR 500/-
In case of payment defaults - 24% (twenty four percent) per annum on outstanding of EMI/ Pre-EMI.In case of other defaults/Event of Default - 2% (two percent) per annum on the outstanding amount of loan
INR 200/-
NIL
NIL
INR 10000/-
INR 500/-
INR 500/- (Nil, if requested once in quarter)
INR 1000/- (Nil, if requested within initial 6 months of 1st disbursement)
INR 750/-
As per actual
INR 5,000/- (plus applicable taxes and other bona fide levies, if any)
INR 500/-
INR 500/- per month or part thereof
As per actuals charged by NeSL
Home Loan - 25% onwards of the difference between the existing and revised rate
Age
18 to 60 years
Age
18 to 60 years
Age
18 to 60 years
Age
18 to 60 years
Apply with co applicants to enhance eligibility
Clear terms and structured loan journey
Apply online or visit a branch
Loans, eligibility, EMIs, documents, process, and support—explained simply.
Salaried
Self-Employed
First Time Buyer
NRI
New Home Loan
Quick disbursements with assisted application. Begin your dream home ownership with us
Home Loan for Renovation
Get a financial aid for giving your dream home the care it deserves
Expert insights, real-world tips, and clear explanations to guide your loan journey.
Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.
Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.
Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Offloading Your Home Loan Liability SoonerWhether you are buying a mid-sized house or a premium property, chances are high that you would take a home loan.
Do you need a lump sum amount for your business? Have you considered leveraging the value of your property to meet such fund requirements?
Why Should You Consider Buying a Home at a Young Age? One of the biggest financial decisions one makes in their life is that of buying a house.
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
Get Personalised Home Loan Guidance
Transparent guidance
Fast eligibility check
Support at every step
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