About Us
Products
Calculator
Contact Us
Investor Relations
About Us
Products
Calculator
Contact Us
Investor Relations
Loan Against Property Fees & Charges
Sammaan Capital features competitive one-time processing fees for home loan approval. Additional charges include transactional handling fees for balance transfer or resale, dishonor charges, late payment charges, retrieval charges, and charges for specific activities related to original property documents.
Stage
Fee / Charge Description
Charges
Pre-disbursement
Processing Fees
1.25% Onwards ( plus applicable taxes and other bonafide levies, if any)
Post-disbursement
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges
Rs. 2,500 (plus applicable taxes and other bona fide levies, if any)
Transaction handling charges in balance transfer / resale home loans
Rs. 1,500 (plus applicable taxes and other bona fide levies, if any)
Cheque / NACH / ECS dishonour charges
Rs 750/-
Late payment charges
24% per annum of outstanding EMI
Repayment Mode/ Account Swap charges
Rs.500
Property Swap Charges (Swapping is at discretion of lender)
Rs.10000
Charges for Reissuance of pay order/disbursement cheque revalidation
Rs.500
Foreclosure statement Charges
Rs.500(Nil if requested once in quarter)
List of Documents
Rs.1000(Nil if requested within initial 6 months of 1st disbursement)
Retrieval charges for Copies of loan /property document in IB custody
Rs.750
Charges for Physical Statement Of Account / Amortization Schedule.
Rs 200/- ( plus applicable taxes and other bona fide levies, if any) for Hard copies /Emailing of Soft Copy by Customer Service Teams : NIL
Registration Charges for Borrowers ECS Mandate (loan repayment)
NIL
Income tax certificate in home loans
NIL
Compliant handling charges
NIL
Charges for certified true copies of title deeds from SRO, if applicable.
As per actual
Stamping charges of loan agreement
As per actual, subjected to state laws - to be borne by the borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc.
As per actual, subjected to state laws - to be procured by the borrower
Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request)
Rs 5,000 (plus applicable taxes and other bona fide levies, if any)
Database admin fee
Rs 650 (Inclusive of plus applicable taxes and other bona fide levies, if any
ROI switch fee Home Loan
As per Standard Switch Grid as available on request(plus applicable taxes and other bona fide levies, if any)
Charges for non-collection of property documents beyond 30 days from the date of full repayment / settlement of the Loan
INR 500/- per month or part thereof
Show Less
All applicable fees & charges along with the associated taxes shall levy and other bona fide levies (if any), which in case payable, are to be paid in addition to the applicable fees/charges.
Apply for Loan Against PropertyFAQs
Our Insurance Partners
About Us
Products
Calculators
Resource Center
Sammaan Capital Limited uses cookies and similar technologies to enhance your browsing experience and provide personalized recommendations. By using our online services, you consent the use of cookies in accordance with our Cookie Policy