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Interest Rate
Sammaan Capital offers customers competitive interest rates that will make it easier to own a home of choice. We understand that interest rates have a big influence on your repayments – lower interest rates translate into lower EMIs. That’s why, we offer attractive interest rates across tenures, helping you afford your dream home without a major impact on your monthly financials. Our rates and charges are transparent and depend on a variety of factors including your profile, tenure, loan amount and property type.
Loan against Property interest rate ranging from
9.75% to 17.00%
Types of Interest Rates
Fixed Interest Rate
Remain constant for the entire loan tenure
Benefits
- Predictable payments, unaffected by market changes.
- Helps borrowers budget effectively.
Setbacks
- No advantage when market rates drop.
- Typically higher than floating rates by 1-2.5%.
Floating Interest Rate
Follow market rates, causing EMI changes.
Benefits
- 1% to 2.5% lower than fixed rates, leading to EMI savings.
- Gains possible if market rates drop below the base rate.
Setbacks
- Risk of increased rates if market rates rise.
- Monthly payments may become challenging.
- Difficulty in budgeting due to interest rate unpredictability.
FAQs
What factors influence the output of the Home Loan Eligibility Calculator?
Why should I use the Home Loan Amount Eligibility calculator before applying for a loan?
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