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Interest Rate

Sammaan Capital offers customers competitive interest rates that will make it easier to own a home of choice. We understand that interest rates have a big influence on your repayments – lower interest rates translate into lower EMIs. That’s why, we offer attractive interest rates across tenures, helping you afford your dream home without a major impact on your monthly financials. Our rates and charges are transparent and depend on a variety of factors including your profile, tenure, loan amount and property type.
Loan against Property interest rate ranging from
9.75%* onwards
* MSME’s being eligible under Priority Sector Lending
# The final rate of Interest will depend upon Profile, Loan amount, tenor , underlying security and other risk parameters.

Types of Interest Rates

Fixed Interest Rate
Remain constant for the entire loan tenure
Benefits
  • Predictable payments, unaffected by market changes.
  • Helps borrowers budget effectively.
Setbacks
  • No advantage when market rates drop.
  • Typically higher than floating rates by 1-2.5%.
Floating Interest Rate
Follow market rates, causing EMI changes.
Benefits
  • 1% to 2.5% lower than fixed rates, leading to EMI savings.
  • Gains possible if market rates drop below the base rate.
Setbacks
  • Risk of increased rates if market rates rise.
  • Monthly payments may become challenging.
  • Difficulty in budgeting due to interest rate unpredictability.

FAQs

What factors influence the output of the Home Loan Eligibility Calculator?

Why should I use the Home Loan Amount Eligibility calculator before applying for a loan?

View More FAQs
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