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Indiabulls Housing Finance Ltd. is now Sammaan Capital Ltd.
Indiabulls Housing Finance Ltd. is now Sammaan Capital Ltd.
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India's 1st Completely Online Home Loan!

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  • e-SANCTION

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    e-DISBURSE

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Enjoy lowest interest rates.
Get additional top-up loans.

Apply online to transfer existing Home Loan Balance to Sammaan Capital

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Home Loan Balance Transfer

Let's say, you take a home loan from a bank with a rate of interest at 14%. A few years later, you realise, you're paying a really high rate of interest. What do you do? You request your bank for a reduction, but there's no response. This is where a home loan balance transfer, comes in useful. In a balance transfer, your outstanding loan gets transferred to another bank or lending institution, for a better rate of interest. The principle is credited to your old bank and you pay off the home loan. You're now paying a new EMI amount, at a more competitive rate.

Make Sammaan Capital your preferred home loan partner. Our customer centric approach features online home loans – delivered through app and web (anytime, anywhere). Salaried or self-employed individuals, now have a wonderful opportunity to apply for residential property loans, at attractive interest rates. 

The following sets us apart from our competitors:

• Zero Prepayment charges
• Flexible loan tenure options
• Multiple loan repayment options
• Maximum loan to value

Home Loan Ranging from

8.75% onwards

# Interest will depend upon Profile, Loan amount, tenor and property type.

Apply Now
  • Our Solutions

    Let’s check out some of the flexible solutions offered by Sammaan Capital:
     

    • A plethora of home loan options
    • You can transfer your existing home loan from private and foreign banks, Scheduled Commercial Banks (SCBs) and Housing Finance Companies (HFCs) to Sammaan Capital.
    • Save more with lower EMIs
    • Top-up on your home loan amount
    • Avail balance transfer on loan against property
    Apply Now

     

  • Value Added Features

    Here’s are some interesting features offered by Sammaan Capital that enable you to fulfill your dream of owning a home.
     

    • Low and attractive interest rates
    • Quick approval and disbursal
    • Additional top-up
    • Customised repayment options
    • Prepayment facility
    • Doorstep service
    • Online account access
    • No hidden charges
    Apply Now

     

  • Who Can Apply

    Application for balance transfer can be made individually or jointly. Property owners need to be Applicant/ Co-applicants to the loan.

    Apply Now

     

  • Loan Term

    The maximum tenure for home loan repayment at  Sammaan Capital is 30 years. This tenure is defined by certain parameters such as:
     

    • Customers’ profile
    • Customers’ age
    • Age of property at the time of loan maturity
    • 30 years loan term (maximum tenure)
    Apply Now

     

A person using a mouse and keyboard, with a visible hand, searching for a home loan EMI calculator, next to a small wooden house decor A person using a mouse and keyboard, with a visible hand, searching for a home loan EMI calculator, next to a small wooden house decor

Home Loan
EMI Calculator

Click to calculate the amount
you need to pay as your Property Loan EMI

Calculate EMI
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Home Loan EMI Calculator

  • Loan Amount (₹)
  • Tenure (Years)
  • Interest Rate (%)
Your Loan EMI amount is

One lakh three thousand three hundred seven

APPLY NOW
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Home Loan
Eligibility Calculator

Calculate your home loan eligibility based on your income details,
home loan tenure and home loan interest rate

Check Eligibility
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Stamp Duty
Calculator

Find out how much stamp duty is required
for residential property registration in cities.

Calculate Now
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Tax Benefit
Calculator

Find out how much tax benefit
can you avail on your home loan.

Check Benefits
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Select Financial Year*
  • Income Tax Payable
    before home loan
    0

  • Income Tax Payable
    after home loan
    0

  • Income Tax
    Benefit
    0

User Reviews

4.4 / 5     2 Reviews
  • 0 / 3000

  • Please provide my property documents urgently

    Review by: Ishwar Singh July 16, 2020
  • Nice Support!

    Review by: Hitarth April 24, 2020